I often get the question, if the insurance company totals my car, can I still keep it? And the answer is you can. You want to specifically negotiate that with the insurance company. Now, they're going to reduce the amount of money that they're going to offer you by the scrap value of the car. Basically, the value of the metals inside of the car, and they will allow you to keep the car, plus the settlement money. Now, you can do with your car whatever you want to do at that point. You can get it fixed if you'd like or you could use it for other reasons. However, you will need to deal with the DMV in getting a salvage title.
Free Consumer Guide
If you have been injured in a car accident, you need a Battle Plan.