Many medical insurance companies refuse to pay medical bills for injuries from a car wreck. They reason that since someone else, the wrongdoer, is responsible, they don’t have to pay.
Your medical insurance’s requirement to pay is controlled by the policy, which is just a contract. When your medical insurance company refuses to pay a medical bill, request a copy of your policy. Although it will take some time to pour through the legalize of your insurance policy, it will be worth your time if you find that there is no provision allowing them to refuse payment.
Of course, sometimes persistence pays. Don’t take no for an answer in dealing with your health insurance company.
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